Wednesday, February 22, 2006

Crisis Manglement

So I finally got crap on eBay. I panicked a bit and called Vegas which helped me accept anything sold on eBay is cash which is worth more than an item hanging around. I was so locked into trying to make this or that amount that I was annoyed at all the fees and hoops eBay has going. Wish me well on my sales. Zilla needs dough until insurance and things shake out.

Note to any reading: keep a few months worth of bill payments around in savings just in case. Problem with Americans is we live "paycheck-to-paycheck." That is we eschew savings. I won't being doing that. I plan to live frugally. My debt to asset ratio will be changing for the positive. I know it'll hurt my credit rating but I want to effectively eliminate my debts. For most Americans of my age, they're almost negligible. Of course I don't have a wife and kids, for example.

It's my intent to be servicing the debts Mother has left behind until such time as "we" decide what to do with her home. I'll have decent means, yes, but not sufficient to pay off the mortgage immediately.

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